|Agency:||Federal Trade Commission|
|Rule:||16 CFR Part 610 Amendments to Rule to Prevent Deceptive Marketing of Credit Reports and to Ensure Access to Free Annual File Disclosures|
Comments:While the free credity report provided for by federal law is important, it is virtually useless in determining what other organizations consider your credit worthiness to be without the associated credit score sold by the three major credit bureaus. A valuable addition to the free annual credit report would be one free annual credit score. This would finally make consumers completely informed of the third party views of their finances.